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Sovereign Private Health – giving you the choice


Sovereign has been a part of New Zealanders’ lives since 1989, and today provides life insurance, health insurance, home loan, investment and superannuation products to over 650,000 customers – or one in five Kiwis over the age of 15.


Why choose Sovereign as your health insurer?


More and more New Zealanders than ever before are turning to private health insurance for added peace of mind.

Sovereign Private Health helps you to access the very best medical care at a time that suits you, in the hospital of your choice. You’ll be able to avoid long waiting lists and receive essential treatment promptly.

Sovereign pays out more claims than any other life insurer – and, in 2008, this included more than $40 million in health claims, or an average of $3.3 million to 1,900 people every month.

Sovereign Private Health provides unlimited cover for inpatient surgical treatment .There’s even cover for voluntary treatment in Australia. The policy includes $300, 000 cover per year for cancer treatment, including non-Pharmac subsidised cancer drugs. You can also add specialist and test cover to your policy, with no excess payment required.

With Private Health, you can select the level of excess you pay, which can save you even more premium.

Private Health fits perfectly with Sovereign’s Living Assurance and ACC cover, to provide a comprehensive protection plan.

Can you and your family – or your business – afford to be without health insurance?

Treatment for ear infection, requiring grommets: $2,500
Removing tonsils: $3,600
MRI scan: $2,000
Melanoma excision and aftercare: $1,200


Who is Sovereign?


After taking care of New Zealanders for over 25 years, Sovereign is dedicated to helping you take charge of your health.

Sovereign is New Zealand's largest life insurer and one of the country's leading private health insurers, protecting more than 646,000 New Zealanders and their families. In the past financial year, we paid out more than $350 million to support New Zealanders through illness, allowing them to get access to the best treatment and ensuring their families can continue to pay the bills if the main income earner can’t work or unexpectedly dies.

And as a values-based company, we believe in putting people first. That means not only our customer, but also our staff and the wider community. We are excited about our future and having our customers and community join us along the way.

Choose Sovereign Medical Insurance - compare quotes now.

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You can also add Trauma/Major Illness cover to your Life Insurance quote Trauma/Major illness covers a range of serious conditions. Please read what's included
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